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people in
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or court judgments-up
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reduced by
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BestAdvice.co.uk's
variable rate loans and credit for home owners
The majority of secured loans we offer are variable interest rate
loans. In broad terms, this means that your monthly loan repayments
can change both up or down in line with money market interest rates.
A loan where the interest rate is variable tends to be cheaper at
commencement than a loan where the interest rate is fixed for the
whole period of the loan. This is because the cost of the risk that
interest rates might rise has to be added into the fixed rate loan.
Our
variable rate loans tend to fall into two main categories:
a) standard
variable rate loans - with these loans the interest rate and thus
the monthly payment tend to change only where there are major shifts
in the money market rates. They won't be changed for minor changes
in rates
b) base
rate tracker loans - with these loans, the interest rate and thus
the monthly payment tend to change with every change in money market
rates because they are directly tied to either the base rates of one
or more of the high street clearing banks or the London Interbank
Offered Rate (LIBOR)
The choice
of interest rate rests largely with your risk outlook and this is
inevitably influenced by what the likelihood is that interest rates
might rise or fall in the future. Variable rates tend to be more popular
where the likelihood is that money market interest rates are going
to fall and less popular when the likelihood is that they will rise.
To
see how much you can gain, please click on our Variable
rates loan link now
Here
are a few thoughts of some of our satisfied customers:
Loans
"Thanks for your help in arranging a speedy loan and helping
me to cut my monthly bills to a manageable level."- Mr N.D.,
UK.
Mortgages
"Thank you all at Wise Money for being so patient and helping
me all of the way through with my mortgage application process- it
certainly helped to have someone on my side."- Ms N.B., UK.
Refinancing
"Dear Simon, I am very impressed with how you and your company
handles situations, never in my life has any company treated me with
such respect as to feel as if I were your biggest patron. So I now
bid you a good day and I look forward to continual business with you"-
Mr N.S., USA.
Our pledge
to you:
· To offer our visitors the best value financial services available
· To make financial services simple and straightforward
· To provide visitors with a resource where we actually care
about helping you with your finances, whether you are a multi-millionaire
or someone who is looking for ways to get counseling for bad debts
which are ruining their lives.
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